HELP and other Information


The Australian Government provides financial assistance to students through the Higher Education Loan Program (HELP), which consists of five different loan schemes.

From 1 January 2017 VET FEE‑HELP will cease and VET Student Loans will commence. For more information visit VET Student Loans.

As part of the 2015-16 Budget, the Government has announced the recovery of overseas HECS debts.

The Government has passed legislation to provide HELP loans to New Zealand citizens who are Special Category Visa (SCV) holders and meet the requisite criteria.

Higher Education Loan Program (HELP)

HELP provides assistance for students to pay their student contributions (HECS-HELP), tuition fees (FEE-HELP and VET FEE-HELP), overseas study expenses (OS-HELP) and student service and amenities fees (SA-HELP).

Education Providers can get information on how to apply to become approved to offer FEE-HELP or VET FEE-HELP to their eligible students; and approved HELP providers can access a range of important support materials.

For students

Moving from school to tertiary education is a big step, and many students can find the transition difficult.

There are many aspects of tertiary education that are different to studying at high school and you need to make sure you understand all the financial support and services available to you, and the requirements you must fulfill before you begin. For detailed information about the types of support and services available, visit the Study Assist website.

Commonwealth Scholarships

There are many scholarships available at undergraduate and postgraduate levels and in many fields of study. The Study Assist website lists some of scholarships available to both Australian and international students.

Student payments

There are a range of means-tested payments available to support eligible students who are undertaking, or who are planning to undertake, approved study or an Australian Apprenticeship.

Government loans for students

The Australian Government provides financial assistance through five different HELP schemes to assist students with the cost of their tuition. The right loan for you will depend on your circumstances, eligibility and where you want to study.

HELP for applicants/approved providers

Providers can apply to become approved to offer either FEE-HELP or VET FEE HELP to eligible students.

FEE-HELP is for eligible fee-paying students enrolled in an accredited higher education course, such as undergraduate and postgraduate degrees, to pay all or part of their tuition fees.

VET FEE-HELP is for the vocational education and training (VET) sector to assist eligible students undertaking certain VET courses of study (VET diploma, VET advanced diploma, VET graduate certificate and VET graduate diploma) with an approved provider, to pay for all or part of their tuition costs.

Once a provider is approved to offer HELP, there are many aspects that provides need to learn to ensure they meet the ongoing compliance requirements.  This website provides information to assist providers in meeting their requirements.  For detailed information about schedule and estimates, provider withdrawal processes, funding clusters and indexed rates, statistics and data reporting, ongoing financial requirements and access to the HELP IT System (HITS), providers can review either the Approved HEP information or Approved VET provider information pages.

For new information about HELP and any changes to the programme, providers can keep up to date with the HELP Noticeboard.

Our HELP Resources for providers include newsletters, the HITS user guides, legislation, guidelines and administrative documents.

Providers can also email the appropriate line area within the department by reviewing the Contact Us page.