On this page: HELP indexation and debt reduction Find out more about fairer student loan repayments and the 20% reduction of student loan debt. Delayed higher education loan records Find out more about the delay in historical higher education loan amounts to the Australian Taxation Office (ATO). Startup Year Startup Year supports students’ participation in startup courses at Australian higher education providers. Support for aviation courses Find out about aviation courses that can access an increased HELP loan limit. Tuition Protection and Provider Default Find out about the protections and assistance available to support eligible students if their education provider can no longer deliver their course of study.