Trade Support Loans

To support Australian Apprentices to meet everyday costs while they undertake their training, eligible apprentices will be able to apply for Trade Support Loans. These loans provide up to $20,000 worth of income contingent loans and are paid monthly in arrears.

Apprentices will not have to repay the loans until they are earning an income above the minimum repayment threshold. In order to maintain the real value of the loans, the loan amount will be indexed according to the Consumer Price Index.

Apprentices who successfully complete their apprenticeship will receive a 20% discount on their loan amount.


The Trade Support Loans programme is governed by the Trade Support Loans Act 2014, as well as two legislative instruments.

Repayments of Trade Support Loans

New laws for the repayment of Trade Support Loan (TSL) debt are now in force. Until now, people who took out a loan and moved overseas did not have to repay their debt as long as they remained offshore.

From 1 January 2016, people with a TSL debt who leave Australia and intend to be overseas for more than six months, or who have already been overseas for six months, will be required to notify the Australian Taxation Office of their new contact details by simply creating a myGov account, linking to ATO online services and selecting ‘update your details’.

From 1 July 2017, people overseas will need to use their myGov account to lodge an assessment of their worldwide income.

Priority occupations and qualifications

The following lists, in line with paragraph 5 and 6 of the Trade Support Loans Priority List 2014, provide the occupations and qualifications for which skilled persons are a priority. Australian Apprentices undertaking training in one of these qualifications may be eligible to receive Trade Support Loans.


The Trade Support Loan Guidelines provide an overview of the programme and outline the operational and administrative framework for implementing Trade Support Loans.

Trade Support Loan Guidelines

Further information

For more information visit the Australian Apprenticeships website, visit your local Australian Apprenticeship Support Network or call the Australian Apprenticeships referral line on 13 38 73.