Higher Education Loan Program (HELP)

For: 

The Australian Government provides financial assistance to students through the Higher Education Loan Program (HELP) which removes up-front cost barriers to tertiary education by providing income contingent loans.

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HECS-HELP

Australian citizens, permanent humanitarian visa holders and New Zealand Special Category Visa holders who meet the long-term residency requirements enrolled in a Commonwealth supported place can access a HECS-HELP loan to pay their student contribution amount, providing they meet all of the eligibility requirements.

More information about HECS-HELP is available on the Study Assist website.

FEE-HELP

Australian citizens, permanent humanitarian visa holders and New Zealand Special Category Visa holders who meet the long-term residency requirements  enrolled in full fee paying places at approved higher education institutions may access a FEE-HELP loan to pay their tuition fees, providing they meet all the eligibility requirements.

More information about FEE-HELP is available on the Study Assist website.

OS-HELP

Australian citizens, permanent humanitarian visa holders and New Zealand Special Category Visa holders who meet the long-term residency requirements and enrolled in an undergraduate Commonwealth supported place can access an OS-HELP loan to pay some of their overseas study expenses, providing they meet all the eligibility requirements.

More information about OS-HELP is available on the Study Assist website.

SA-HELP

Australian citizens, permanent humanitarian visa holders and New Zealand Special Category Visa holders who meet the long-term residency requirements  can access a SA-HELP loan to pay their student services and amenities fee providing they meet all the eligibility requirements.

More information about SA-HELP is available on the Study Assist website.

Note, from 1 January 2017 VET FEE-HELP has ceased and VET Student Loans has commenced. For more information visit VET Student Loans.