Combined annual family income

Combined annual family income is one of the three factors that determines the amount of Child Care Subsidy (CSS) a family is entitled to.

The percentage of subsidy a family is entitled to is based on their combined annual income, with more financial support available to lower income families.

This table shows the percentage of child care fees or the hourly rate cap (whichever is lower) the Government will contribute based on a family's combined income:
CSS family income thresholds^ Subsidy per cent
Up to $69,390 85 per cent
More than $69,390 to below $174,390 Decreasing to 50 per cent
$174,390 to below $253,680 50 per cent
$253,680 to below $343,680 Decreasing to 20 per cent
$343,680 to below $353,680 20 per cent
$353,680  or more 0 per cent

^ These amounts are correct for 2020–21 and may be adjusted through indexation in subsequent years.
 *Subsidy gradually decreases by 1 per cent for each $3000 of family income.

Families can use the Child Care Subsidy Estimator to find out what they may be entitled to.

Child Care Subsidy annual cap

Families earning $189,390 or less per year will not have their Child Care Subsidy capped. Families earning over $189,390 and under $353,680 will have an annual cap of  $10,560 per year per child.

Other factors

The other two factors that determine a family's level of CCS are:

Resources

A range of information resources are available to assist families and providers.